Personal Accident

Personal Accident Policy

Even the most careful people meet with accidents whether or not they are responsible for causing the same. At the untimely event of accidents, your life and the life of your dependants are at risk.

Who should invest in PA policy?

This type of insurance can be for an individual or a group of people like your family which protects you and them anywhere in the world.

What is personal accident policy?

Personal Accident insurance or the PA insurance mitigates the risk of vulnerability of your dependants and protects them. Accident insurance policy will come to your rescue as its main purpose is to cover the accidental scenarios. An accident policy is particularly important if you are the sole earner of the family, as there would be a loss of income if you are incapacitated in any way for prolonged periods of time along with mounting medical expenses. It is different from life insurance wherein the PA insurance compensates for injuries, disability or death due to accidents that are visible and/or external.

Coverage scope

It may cover the risks of permanent disability, burns, accidental drowning and provide for the events of corrective surgery or funeral expenses. The policy is drawn based on the age, occupation and illnesses pertaining to the individual.

In Conclusion

At Liberty, such type of policies have exclusive attention in order to understand and draw a suitable policy. Accident insurance is an important investment as it provides peace of mind amidst much uncertainty

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